财家首页 行情在线
金融安全 财家学堂 金融职业 财家信息板 关于财家
银行业务 信用业务 保险业务 贷款业务 利率市场 货币市场 黄金市场 定息投资 基金投资 股票投资 期货投资 期权投资 其他投资
Vancouver 温哥华
财富家庭网,资讯招财运! 北美金融专家团队,打造快乐投资理念! 全球视角,快乐投资!
WWW 财富家庭网
 
911
 
北美股票市场
 
加币行情(温哥华时间)
 
其他货币(温哥华时间)
 
 
中国股票市场
 
 
 
 
 
 
财富家庭网> 阅读版面 > Canadian Insurance Industry Introduction
     
 
Canadian Insurance Industry Introduction
 
     
 

Nowadays, there are some 300 insurance companies operating in Canada selling many different kinds, or "lines," of insurance. Generally, most companies sell either "property and casualty" insurance (also referred to as "general" insurance) or "life and health" insurance, but seldom both.

Property and casualty insurance includes automobile insurance, property insurance (insurance for homeowners, condominium owners, and tenants), as well as a variety of commercial and business insurance. An important component of all of the property and casualty lines is liability insurance, which provides protection for an insured person who accidentally injures someone or damages someone else's property and is legally bound to pay for the damage.

Life and health insurance is primarily the bailiwick of the more than 100 life insurance companies operating in Canada, both domestic and foreign-owned. Life insurance provides funds to a designated beneficiary in the event of the policyholder's death. Some of the more common life insurance products include term, universal, and whole life insurance. Health insurance protects against financial loss due to illness, injury, or medical bills, and extends coverage, through a variety of products, beyond that offered by government medicare plans. In fact, medicare itself is a form of insurance, paid for by our tax dollars. Another aspect of health insurance, disability insurance, pays for income lost due to a disabling injury or illness. Often, life, health, travel medical, and disability insurance is provided through employers, but it can also be purchased by individuals. Without health insurance, we'd probably be afraid to set food outside our homes, let alone play sports or participate in any other activities. Even one broken leg could eat a big chunk out of our savings.

 

 
 

     
加拿大政府HRDC项目资助
YMCA (Burnaby) 特别支持
A Member of CIRA
 
 
© 2005-2007 财富家庭网 版权所有 www.RichFamily.ca All Rights Reserved