财家首页 行情在线
金融安全 财家学堂 金融职业 财家信息板 关于财家
银行业务 信用业务 保险业务 贷款业务 利率市场 货币市场 黄金市场 定息投资 基金投资 股票投资 期货投资 期权投资 其他投资
     
Vancouver 温哥华
      财富家庭网,资讯招财运! 北美金融专家团队,打造快乐投资理念! 财富家庭网拟定3月28日起试运行,将于4月17日举行隆重开业仪式。本站正在调试中,欢迎各界朋友提供宝贵意见!谢谢!(电话:604-6030207,604-8073567,604-3397181). RichFamilySite.com will be opened on March 28,2005 and is being tested now. We always respect your words, please call us at: (604) 603-0207 , (604) 807-3567, (604) 339-7181. Thanks!
WWW 财富家庭网
 
911
 
北美股票市场
 
加币行情(温哥华时间)
 
其他货币(温哥华时间)
 
 
中国股票市场
 
 
 
 
 
 
财富家庭网> 阅读版面 > Canadian Insurance Introduction
     
 
Canadian Insurance Introduction
 
     
 

Canadians spend almost $50 billion on insurance annually, according to combined statistics from the Insurance Bureau of Canada and the Canadian Life and Health Insurance Association. Many of us fork out thousands of dollars each year on insurance--it's the fifth-largest expenditure a family makes, according to Statistics Canada figures--but the strange thing is, few of us know what we've bought until we need it. Then we sometimes get a nasty surprise when we find out our insurance doesn't cover a particular loss. Perhaps our agent or broker didn't explain what our policy did and didn't cover when we bought it; likely we didn't read the policy ourselves--who does? But now it's too late--it's all water under the bridge--or in your basement!--and you simply have to grit your teeth and foot the repair bill.

Imagine spending the same amount on a new high-tech sound system as you do on insurance. You'd certainly want to make sure you were getting good value for your hard-earned cash, and you'd probably spend a lot more time shopping around for the sound equipment than for your insurance. Let's face it--it's pretty hard to get excited about buying a new insurance policy!

You'd also want to replace your sound system when it became old or outdated (which doesn't take long these days). Similarly, your insurance needs will change through various stages of life, as well as with changes in job status. For example, a single person starting a career probably will not need life insurance just yet, since he or she doesn't have a family to protect; empty nesters moving into a condominium will need different insurance than a homeowner; self-employed people may need health coverage that others usually get through their workplace, and so on.

Many factors affect an individual's insurance--age, marital and familial status, employment status, the purchase of a new car or new home, and the acquisition of valuables, like jewellery, a state-of-the-art computer, or even a rare comic book.

 

 
 

 
加拿大政府HRDC项目资助
 
YMCA (Burnaby) 特别支持
     
 
© 2005 财富家庭网 版权所有 RichFamilySite.com All Rights Reserved